The Publishers of the Marketing & Creative Handbook do not accept liability for any loss / damage caused by any error or inaccuracy resulting from the publishing of an advertisement, link or line entries. The Advertiser / Agency agrees to indemnify the Publisher and cover all costs in respect of damages resulting from Lawsuits or Legal Actions arising from the publication of an Advertisement. The Publisher reserves the right to alter rates & specifications at any time without prior notice. Invoices are payable within 7 days from date of invoice, or monthly by Direct Debit/Standing order. All advertising contracts (which can be verbal) are for a period of 6 months unless otherwise stated. Once advertising goes live the contract cannot be cancelled during the period. All rates quoted are plus VAT. Overdue accounts may be subject to loss of any discounts given and being adjusted to full rate card prices, an initial £40 administration charge, plus £10 per month, plus interest.